2027 alertUnitedHealthcare, Blue Cross and Blue Shield of Oklahoma, Wellcare and Humana end some Medicare Advantage plans in Oklahoma on December 31. (CMS data) 25 days left in Annual Enrollment (ends Dec. 7).Is your plan ending? →
Questions

What is a rural emergency hospital in Oklahoma and does Medicare cover it?

A Rural Emergency Hospital is a Medicare provider type, created in 2023, that keeps a 24-hour emergency department and outpatient care but has no inpatient beds. Yes, Medicare covers REH services. CMS lists six in Oklahoma (Perry, Blackwell, Buffalo, Hobart, Clinton, Stilwell), and its July 2026 provider file adds Nowata.

What a Rural Emergency Hospital does

Congress created REHs in the Consolidated Appropriations Act, 2021, as an option for small rural hospitals at risk of closing. Only Critical Access Hospitals and small rural hospitals with 50 or fewer beds that were enrolled in Medicare on December 27, 2020 can convert. Under CMS rules, an REH must:

  • run an emergency department staffed 24 hours a day, 7 days a week;
  • keep its annual average patient stay at 24 hours or less;
  • have a transfer agreement with a Level I or Level II trauma center;
  • provide no inpatient care, except in a separately licensed skilled nursing unit.

REHs can also offer observation care and outpatient services such as lab work, imaging, rehabilitation and behavioral health.

Oklahoma's Rural Emergency Hospitals

Facility (CMS name)TownREH in Medicare since
Stillwater Medical - PerryPerryApril 2023
Stillwater Medical-BlackwellBlackwellJuly 2023
Harper County Community HospitalBuffaloOctober 2023
Elkview General HospitalHobartJuly 2024
Clinton Regional HospitalClintonNovember 2025
Memorial HospitalStilwellMarch 2026
Ascension St John NowataNowataJuly 2026

Source: CMS Provider of Services file, July 2026 quarter, active REH records in Oklahoma (it also lists 38 active Critical Access Hospitals). CMS's Hospital General Information data, updated October 2026, list the first six as Rural Emergency Hospitals and Nowata as a Critical Access Hospital, with 39 Critical Access Hospitals in all. Status can change, so confirm with the hospital.

If your local hospital is an REH

  1. Use it for emergencies. Call 911 or go to the REH for emergency care, as you would any ER.
  2. Know where you'd be transferred. Ask which hospital it sends patients to for admission, and check that hospital is in your plan's network if you have Medicare Advantage.
  3. Ask about outpatient services such as lab, imaging or therapy, which may save you a long drive.

Read more on rural hospitals and telehealth in Oklahoma and our disaster and rural care guide. To check networks in your county from the companies they work with, you can request a call from a licensed insurance agent.

Telehealth in rural Oklahoma

Visits from home through 2027.

Medicare after a tornado

Plan rules in disasters.

Early refills in a disaster

Getting your medicines.

Sources

More questions in this guide

Part of the guide: Tornadoes, Ice Storms and Your Medicare in Oklahoma · All questions

Frequently asked questions

What happens if I need to be admitted at a Rural Emergency Hospital?

REHs can't admit you as an inpatient. They must have a transfer agreement with a Level I or Level II trauma center, and they transfer patients who need a hospital stay. Medicare covers a medically necessary ambulance transfer, and Part A covers the inpatient stay at the receiving hospital.

Do I pay more at a Rural Emergency Hospital?

No. Medicare pays REHs 5% more than the standard outpatient rate, but CMS says your copayment is based on the standard rate, without that increase. Part B's deductible and coinsurance apply as at other hospital outpatient departments.

Does Medicare Advantage cover Rural Emergency Hospitals?

Medicare Advantage plans must cover all services Original Medicare covers, and emergency care is covered even out of network. For non-emergency outpatient care at an REH, check whether it's in your plan's network.

Licensed insurance agents for Oklahoma

These independent insurance agents are licensed in Oklahoma and work with Benefits Life, the publisher of this site. When they enroll you in a plan, the agent and Benefits Life may be paid by the insurance company. Learn more.

Katherine Torres

Katherine Torres

Accepting new clients

Independent licensed insurance agent in Oklahoma

Seattle, WA · English

Tori Morris

Tori Morris

Accepting new clients

Independent licensed insurance agent in Oklahoma

Colorado Springs, CO · English

Jeff Kleinman

Jeff Kleinman

Accepting new clients

Independent licensed insurance agent in Oklahoma

Phoenix, AZ · English

Colin Lewis

Colin Lewis

5.0 out of 5 stars (1 review on MedicareAgents.com)

Accepting new clients

Independent licensed insurance agent in Oklahoma

Littleton, CO · English

See all Oklahoma agents →

Visit an insurance agency office in Oklahoma

These offices are independently owned by licensed insurance agents and agencies that work with Benefits Life, the publisher of this site. They are not Benefits Life offices. When they enroll you in a plan, the agency and Benefits Life may be paid by the insurance company. If you already have an agent, contact your agent for help with your plan. Learn more.

Integrity Insurance Group

6144 S Lewis Avenue, Suite 200, Tulsa, OK 74136

Hours: Mon–Fri 8 AM – 4:30 PM

Wheelchair accessible · Free parking · Video appointments available

See all Oklahoma offices →